Builders and Tradesman’s Liability Insurance

  • Tradesman Public Liability Insurance up to €6.5 Million, placed with A rated Insurer – Broker Options, from under €500 including all Levies and Taxes!
  • An option to include Employer’s Liability, for up to six employees
  • Your quote is automatically guaranteed for 30 days
  • No unnecessary paperwork
  • Purchase over the phone with immediate document delivery to your email in-box
  • Placed with Broker Options, an Irish Central Bank Authorised and Regulated Insurer via World Wide Insurance Brokers and Advisors Ltd.

· As we are offering NO advice on this contract, it is your duty to read the Criteria, FAQs and Policy details, if you are buying this policy. If you are not purchasing immediately then we can advise you on the next working day on 1800 501111.

· You can only pay for this policy over the phone with a Credit or Debit Card. Should you wish to pay by Bank Draft, Cheque or Cash, then please contact 1800 501111, with your quote reference.

Simple Qualification Criteria

If you can answer “yes” to the following questions: Then you qualify!

1. no insurer has ever declined to insure you, or refuse to renew or terminate your Employers, Public or Products Liability insurance.
2. you or your directors or partners have never been convicted of or charged with (but not yet tried for) a criminal offence, other than a motoring offence, except as provided for under the Criminal Justice (Spent Convictions and Certain Disclosures) Act 2016.
3. you or your directors or partners have never been owners, principals or partners of any other firm involved in this or a similar business which has been declared bankrupt.
4. you have not suffered any losses or made any claims in the past three years for any of the perils or contingencies to which this insurance applies
5. the total amount paid to Bona-Fide Sub Contractors does not exceed €150,000 or 25% of your annual turnover whichever is the lesser, unless you have specifically advised us to the contrary.
6. where you are applying for Employer’s Liability cover your payments to Labour Only Sub Contractors do not exceed €7,500 per year, unless you have specifically advised us to the contrary.
7. any hot work you undertake, is carried out in accordance with the condition 13 i set out on page: 12 of the policy*.

* See our FAQ’s and Key Facts page for more details.

Even if you don’t meet all of these requirements, we may still be able to help! Phone us today on: 1800 501111 to discuss your individual circumstances.

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Specimen Policy Wording