What Can Life Insurance Cover?
Serious Illness

Serious Illness can bring practical and emotional problems and while no one likes to think about becoming ill, it pays to be prepared for the future.

A serious illness policy pays a lump sum on diagnosis of a specified illness (e.g. heart attack, stroke, cancer etc.). These policies can be arranged in conjunction with life cover or on a standalone basis.


Income Replacement Plans

If you can’t work because of an accident or sickness these products are designed to give you an on-going income until either you return to work or you retire, whichever happens first. The premiums for these policies are tax-deductible at your marginal rate of tax.


Inheritance Tax Planning

Many people plan to leave inheritances to their children, to relatives, or to deserving charities after they die.

Reductions in inheritance tax thresholds and increases in inheritance tax rates in recent years mean that without careful planning an individual’s estate could face a significant tax bill on their death. It is possible to put a life insurance plan in place to lessen or eliminate the potential tax bill.

At McCarthy Insurance Group we can outline a plan that can identify and manage any tax liability in advance and deliver peace of mind to you and your family, optimizing the amount that can be passed on in a tax-efficient manner.

Reach out to us today and allow us to help you safeguard your family and your future.

We've Got You Covered

McCarthy Insurance Group - Life Insurance, Pensions & Investments


Contact one of our expert advisors today.

A Nationwide Network of Branches

One of Ireland’s largest impartial insurance brokers, with 16 branches and over 200 staff. Find your nearest branch.