TERMS AND CONDITIONS – for Gym Membership Competition (closing on extended date of 28th February 2019)

• The competition is open to residents of the Republic of Ireland, excluding employees and their immediate families of McCarthy Insurance Group, their agencies or anyone else professionally connected with this promotion.

• The competition consists of a €250 contribution towards the winner’s gym membership or an equivalent monetary amount

• All competition entrants must be 18 years old or over.

• The prize may not be substituted against an alternative product.

• No purchase is necessary to enter the competition.

• Competition winners will be randomly selected on Monday 4th March by McCarthy Insurance Group from all the valid entries.

• We will contact the winners via telephone or e-mail to arrange delivery of prize.

• If we’re not able to contact the prize winners, the prize will be forfeited and a new winner will be selected from the valid entries.

• The competition closes at 23.59 on Thursday, 28th February 2019.

• To enter you must complete the entry form provided in branch by Thursday, 28th February 2019.

• We reserve the right to provide an alternative prize of equal or greater value in the event of unforeseen circumstances.

• Our decision is final and we will not enter into any correspondence.

• By entering the competition all participants will be deemed to have accepted these terms and conditions and our terms of business

• By entering the competition all participants agree to receiving a call with regards to a ‘No Obligation’ Health Insurance Review.