Get a Health Insurance Quote
Whether it’s your first policy or a renewal, we’ll guide you through it. We partner with irish Life Health to find you the plan most suited to you.
Unlimited access to Online Doctor, prescriptions & mental health support
Clinic access – avoid A&E queues, get seen fast for minor injuries
Private hospital cover & money back on gyms, fitness & more
Why Thousands Trust Us With Their Health Insurance
There are hundreds of health plans out there — we make it simple. We work with Irish Life Health, one of Ireland’s most trusted insurers, to bring you quality cover, value for money, and a plan that fits.
Unlimited Access to Digital Doctor
Get 24/7 access to Irish-based doctors via phone, chat or video. Receive prescriptions straight to your local pharmacy.
Healthy Minds Mental Health Support
24/7 access to trained counsellors by phone or chat. Face-to-face sessions arranged if needed.
Hospital Cover When You Need it Most
Private and public hospital access, day-case and inpatient procedures, scans, and consultant fees included.
Wellness & Lifestyle Benefits
Money back on gyms, fitness classes, and support for maternity and women's health.
Minor Injury Clinic Visits
Walk-in treatment for non-life-threatening injuries at 20+ clinics — no referral or appointment needed.*
Nurse-on-Call
Qualified nurses you can call on 24/7 for non-emergency medical advice. The smart way to put your mind at ease.
Unlimited Digital Doctor
Get expert medical advice and prescriptions anytime, anywhere, with Digital Doctor via the app.
Illness can strike at any moment, but with Digital Doctor, you have access to Irish-based doctors for advice and support around the clock. Whether it’s through chat, phone, or video, get the help you need, when you need it.
Enjoy unlimited access to medical advice and prescriptions at no extra cost, day or night, 365 days a year. Simply message a doctor with your concerns and receive a prompt response.
Easily obtain prescriptions for certain conditions. Complete a brief questionnaire, and if suitable, a doctor will send your prescription directly to your preferred pharmacy.
Comprehensive Hospital Cover
Enjoy peace of mind with our extensive hospital cover that ensures you receive top-quality care when you need it most.
- In-Patient Consultant Fees: Fully covered, so you can focus on your recovery without worrying about costs.
- Inpatient Scans: Covered, providing essential diagnostic support during your hospital stay.
- Public Hospitals: Day case procedures, private, and semi-private accommodation options are available ensuring comfort and care.
- Private Hospitals: Day case procedures, private room stays billed at the semi-private rate, and semi-private rooms are all covered for specific cardiac and orthopaedic procedures.
Access to Minor Injury Clinics, 365 days a year
Unlimited visits with no appointment required.*
Minor injuries can happen, and we understand you need to be assured they can be dealt with swiftly. You can get access to 23 Minor Injury Clinics for sports injuries, fractures, sprains, and more, making it easy to get the treatment you need without the hassle. Irish Life Health ExpressCare Clinic in Cork is now open.
Mental Health Assistance
When times get tough, your health insurance policy is there for you.
Access a wide range of mental health services and resources at your fingertips.
Face-to-Face Counselling offers sessions with a professional counsellor if clinically recommended after a phone consultation. This ensures you get the personalized, hands-on support you need when it’s most effective.
Phone & Live Chat services provide immediate support from qualified counsellors 24/7, 365 days a year.
Why Choose Us?
McCarthy Insurance Group has been insuring customers across Ireland for over 70 years. Here’s why our customers rate us 4.9/5 stars on Trustpilot.
Advice That Works for You
We don’t push any one provider. We focus on what’s right for you and explain it clearly.
Support That’s There When It Matters
From choosing your plan to handling claims, we’re here with clear answers and real help.
Simple, Straightforward Claims
We focus on everyday value, like unlimited GP access, injury clinics, and mental health support – not just emergencies.
Cover You Can Trust
We’re local, experienced, and committed to making your experience simple and personal.We’re Irish-owned and here when you need us.
Get a Quote in Minutes
Reach out to connect with our knowledgeable and friendly team, tell us a bit about your home and we’ll do the rest.
- A personalised quote with no hidden extras
- A breakdown of what’s covered
- Help from real advisers, not bots
- Simple, Straightforward Claims
*Available covers will vary depending on the product and underwriting criteria.
Irish Life Health dac is regulated by the Central Bank of Ireland.
Charles McCarthy Insurances Ltd. t/a McCarthy Insurance Group/McCarthy Financial Services/Simply Insure/Commercial Insurance Brokers is regulated by the Central Bank of Ireland. Registered in Ireland no. 357858 | Registered office: Anderson Centre, O’Neill Crowley Quay, Fermoy, Co. Cork
