What Is Covered?

You have a legal problem, such as:

  • Injury from clinical negligence or an accident that wasn’t your fault
  • Boundary fence moved onto your land, damage caused by neighbouring trees

We will:

  • Give unlimited access to our legal advice helpline
  • Find a specialist lawyer to act for you who will tell you if you’re likely to win
  • Pay up to a typical amount of £50,000 to your lawyer to cover legal costs including the other side’s costs if you lose.

If you are interested in buying Family Legal Expenses Insurance or want to know more about what’s included in your policy, please speak to your insurance adviser.

What Isn’t Covered?

You cannot:

  • Claim for problems that start before you buy the policy
  • Claim expenses incurred before your claim is accepted (e.g. the cost of consulting your own lawyer).

We will not:

  • Continue with your claim if your lawyer doesn’t think you will win.

Exclusions and limitations

  • It’s important to bear in mind that policy cover and limitations can vary between different providers.
Exclusions

Typical exclusions and limitations include:

  • Excesses to make a claim
  • Disciplinary hearings with your employer or internal grievance procedures
  • An upper limit on the value of the contract entered into
  • Minimum amounts in dispute in order to claim
  • Maximum cover amounts. Typically this amount is between £50,000 and £100,000 per claim. Please check with your insurance adviser as amounts could vary.
  • Disputes arising from loans, mortgages, pensions, or investments
  • An illness or bodily injury that happens with gradual failure to diagnose a condition.

If you are interested in buying Family Legal Expenses Insurance or want to know more about what’s included in your policy, please speak to your insurance adviser.

We've Got You Covered

McCarthy Insurance Group – Home Insurance Options Available

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Contact one of our expert advisors today.

A Nationwide Network of Branches

We are now one of Ireland’s largest impartial insurance brokers, with 16 branches and over 200 staff. Find your nearest branch.
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