Don’t let subsidence insurance get you down, McCarthy Insurance Group is ready to help.
Subsidence is when the ground beneath your home moves, causing it to sink. It can be a major problem in houses built before 1985, for several reasons; clay pipes were used for drainage, which shift and break over time, leaking into the surrounding sandy soil and causing instability.
McCarthy Insurance Group can advise you whether you are eligible for subsidence cover.
Subsidence was identified as a concern by a number of insurance companies who are refusing to provide full coverage to homeowners in places such as the Cork area, even if they have had underpinning carried out. Some companies ask the homeowner to provide an engineer’s report to prove that underpinning work has been carried out, but even then you are not guaranteed that they will provide cover. Flooding in recent years also exacerbated the situation but McCarthy Insurance Group is willing to look at this more scientifically and sympathetically. Subsidence cover is mandatory if you are selling your house or if you are getting a mortgage and we are here to help you find the best cover available.
Get in touch and see how we can help you!
McCarthy Insurance Group – Home Insurance Options Available
You can talk to a member of our expert team Monday – Friday, 9am-5pm
