Suitable for first-time drivers
Aoife drives a 2020 Mini Clubman 1.5L (1499cc) and recently passed her test. She received a comprehensive car insurance quote of €571 with McCarthy Insurance Group.
20 years old from Co. Cork – 2 years No Claim Bonus (NCB)
Cillian from Cork City drives a 2017 Toyota Yaris 1.0L (998cc) on a learner permit. He received a comprehensive car insurance quote of €1,388 with McCarthy Insurance Group.
17 years old from Cork City
Conor drives a 2011 Honda Civic 1.3L (1339cc) on a learner permit and received a comprehensive car insurance quote of €760 with McCarthy Insurance Group.
25 years old from Kerry – 1 year No Claim Bonus (NCB)
Quotes valid to 31st of January 2026. Quotes vary based on individual circumstances. Sample quote based on Telematics installation. Terms and conditions apply.
Finding car insurance as a young or first-time driver can often feel limiting. High premiums, unclear terms, and limited options are common. This policy is designed as an alternative for drivers starting out, including those with little or no claims history.
Rather than relying solely on age or experience, driving behaviour is considered as part of the overall assessment. Our role is to help you understand how it works, what’s included, and whether it’s the right fit for you.
Support when things go wrong – including cover for fire brigade call-outs.
Track your driving in real time with telematics because the safer you drive, the more competitive your renewal premium.
Chips and cracks fixed fast – no penalty Windscreen repairs won’t affect your no-claims bonus.
We’ll simply ask for your contact details, as well as your age, licence type, driving experience, car, and estimated annual mileage to help assess the right policy options for you.
The smart Black Box device, which records your driving behaviour and data, is installed in your car at no additional cost.
Drive with the cover arranged by MIG and use your driver portal to track your driving performance. Learn how to improve your skills while building your No Claims Bonus
McCarthy Insurance Group has been insuring customers across Ireland for over 70 years. Here’s why our customers rate us 4.9/5 stars on Trustpilot.
We’re Irish-owned and based. No overseas call centres. No bots. Just real people who know what they’re doing.
We take the time to understand how you drive, so we can offer a fair, accurate price – not a generic estimate.
If something happens, we don’t make it harder than it needs to be. One point of contact. No chasing. Just help.
Reach out to connect with our knowledgeable and friendly team, ready to provide you with personalised insurance advice and support tailored to your unique needs.
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Charles McCarthy Insurances Ltd. t/a McCarthy Insurance Group, McCarthy Financial Services is regulated by the Central Bank of Ireland. Registered in Ireland no.357858. Registered office: Anderson Centre, O’Neill Crowley Quay, Fermoy, Co. Cork, Ireland. Please note that telephone calls may be recorded for regulatory, quality, training and verification purposes.
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