McCarthy Insurance Group has launched a new product aimed at car insurance for young drivers, offering more achievable premiums at a stage when cover is often hardest to secure.
The product is designed for learner drivers and newly qualified drivers, including those with little or no claims bonus (NCB), and is already producing competitive results.
For many young drivers, high costs and limited options are taken as a given. This product takes a different approach. Rather than relying solely on age or licence type, driving behaviour plays a role in how the policy works over time. Safer driving can lead to a more competitive renewal premium, giving drivers a clear incentive to build good habits from the outset.
Examples of Young Driver Car Insurance Quotes
One recent example is Conor, a 17-year-old male learner driver from Cork City. Driving a 2017 Toyota Yaris 1.0L with no prior NCB, Conor received a fully comprehensive quote of €1,487 through McCarthy Insurance Group.
Another example highlights the range of premiums available. Aoife, aged 20 from Cork with a full Irish Licence, drives a 2020 Mini Clubman 1.5L. With two years’ NCB, she received a comprehensive quote of €576.
The cover itself is straightforward. Fully comprehensive options are available, with windscreen cover included as standard on comprehensive policies. Windscreen repairs do not affect a driver’s NCB, helping to remove one of the common worries for newer drivers.
As with all insurance, quotes vary based on individual circumstances, but these examples show what is currently achievable. The policy uses a telematics device, installed at no additional cost, which records driving behaviour. Drivers can view their performance through an online portal, track progress, and understand how their driving impacts future premiums.
McCarthy Insurance Group has been operating across Ireland for over 70 years and remains Irish-owned and locally based. Support is handled by real people, with no overseas call centres, and claims are managed through a single point of contact.
Young drivers or learners looking to explore their options can get a car insurance quote by calling McCarthy Insurance Group on 0818 223 111.
Quotes valid to 28th February 2026. Quotes vary based on individual circumstances. Sample quote based on Telematics installation. Terms and conditions apply.
Charles McCarthy Insurances Ltd. trading as McCarthy Insurance Group is regulated by the Central Bank of Ireland.
